Dear Customer,
At NBS Bank plc “we strive for excellent customer experience” and ensure that the “sun does not set on a customer complaint”.
# SERVICE REQUIRED TIMELINE
1 GENERAL ENQUIRIES 5 MINUTES
2 BANK STATEMENT(FROM 2012) 15 MINUTES
3 ENQUIRY-TRANSACTION DOCUMENT KEPT IN-BRANCH 24 HOURS(1 WORKING DAY)
4 ENQUIRY-TRANSACTION DOCUMENT FILED OFFSITE 5 WORKING DAYS
5 ACCOUNT OPENING(PERSONAL) SAME DAY*
6 ACCOUNT OPENING(BUSINESS) 2 WORKING DAYS
7 REACTIVATION OF DORMANT ACCOUNT 10 MINUTES
8 REGISTER E-BANKING SERVICES(Mobile,Internet,Airtel Money,Mpamba,SMS Alerts,E-Statements) 24 HOURS(1 WORKING DAY)
9 RESET EAZYMOBILE PIN (Mobile Banking) 24 HOURS(1 WORKING DAY)
10 RESET EAZYMOBILE PIN (Internet Banking) IMMEDIATE
11 CASH WITHDRAWAL OVER THE COUNTER (Below K200,000) 10 MINUTES
12 CASH WITHDRAWAL OVER THE COUNTER (Above K200,000) 15 MINUTES
13 CASH DEPOSIT (Under K200,000) 10 MINUTES
14 CHEQUE WITHDRAWAL (Third Party Cheques) 30 MINUTES
15 CHEQUE DEPOSIT 10 MINUTES
16 ISSUING BANK CHEQUE 1 HOUR
17 CHEQUE CLEARING(NBS) 1 WORKING DAY
18 CHEQUE CLEARING(Other Banks) 3 WORKING DAY
19 CHEQUE CLEARING(Manual) 8 WORKING DAY
20 ELECTRONIC FUND TRANSFER(NBS) SAME DAY
21 ELECTRONIC FUND TRANSFER(Other Banks) 24 HOURS
22 CHEQUE BOOK(Within Blantyre) 2 WORKING DAYS
23 CHEQUE BOOK(Outside Blantyre) 4 WORKING DAYS
24 DEBIT CARD 10 WORKING DAYS
25 CREDIT CARD 14 WORKING DAYS
26 RENEW CARD PIN 5 WORKING DAYS
27 OVERDRAFTS(Personal Accounts) 3 WORKING DAYS
28 PERSONAL LOAN/SHORT TERM LOAN 3 WORKING DAYS
29 EMPLOYER SUPPORTED LOAN 3 WORKING DAYS
30 LETTERS OF CREDIT (Cash Covered) 4 WORKING DAYS (Below 5 Million) *
31 GUARANTEES 4 WORKING DAYS*
32 ASSET FINANCIAL LOAN 7 WORKING DAYS
33 MORTAGES 21 WORKING DAYS*
34 CERTIFICATIONS 2 WORKING DAYS*
35 FOREIGN BANK DRAFT (Within Blantyre, Lilongwe & Mzuzu) 1 WORKING DAYS
36 FOREIGN BANK DRAFT (Outside Blantyre, Lilongwe & Mzuzu) 2 WORKING DAYS
37 SALARY PROCESSING 24 HOURS (1 WORKING DAY)
38 CLAIMS ON FAILED TRANSACTIONS 2 WORKING DAYS
39 CLAIMS ON FAILED ATM AND POS TRANSACTIONS(NBS) 2 WORKING DAYS
40 CLAIMS ON FAILED ATM AND POS TRANSACTIONS(Other Banks) 5 WORKING DAYS
41 ANSWER TELEPHONE QUERIES WITHIN 3 RINGS(business days and hours)
42 RESOLVE TELEPHONE QUERIES WITHIN 1st CALL (when no follow up is required)
WITHIN 1 WORKING DAY (when follow is required)
WITHIN 3 WORKING DAYS (when escalation is complex)
43 RESPOND TO WRITTEN ENQUIRIES WITHIN 3 WORKING DAYS (upon receipt)
44 RESPOND TO EMAILS WITHIN 1 WORKING DAY (upon receipt)
45 GREET WITH A SMILE EVERYTIME

*Assuming all documentation is provided and in order
** In cases where the above timelines cannot be met you will be informed.